What to Expect When You Work With Borwick Wealth
A Thoughtful Beginning to an Ongoing Planning Relationship
Financial planning begins with understanding what is happening in your financial life and which questions deserve attention. Our process gives us time to learn about your broader situation, organize the priorities, and work through planning topics at a manageable pace.
Prospective financial-planning clients begin with two no-obligation introductory meetings.
Begin With Two Introductory Meetings
Choosing a financial advisor is a meaningful decision. Our introductory process allows you to discuss what prompted your search, learn how Borwick Wealth Management approaches financial planning, and ask questions before deciding whether to move forward.
The two meetings provide time to:
- Discuss what prompted you to reach out
- Share the financial questions already on your mind
- Learn about our planning process
- Ask questions about the potential relationship
There is no obligation to move forward, and you do not need to have every financial document or planning priority organized before the first meeting.
Understanding the Broader Picture
Early conversations help us understand the circumstances surrounding your financial questions. Depending on your situation, we may discuss your current responsibilities, income and cash flow, assets and liabilities, retirement accounts, other investments, and near-term or longer-term priorities.
Family circumstances, business interests, taxes, insurance, estate considerations, and relationships with other professionals may also be relevant. The information we review depends on your situation and the agreed scope of the planning relationship.
Once we have a clearer picture, we can identify which topics may deserve earlier attention and which can be addressed over time.
What the First Year May Look Like
New financial-planning clients typically meet with Borwick Wealth Management six to eight times during the first year. Meetings are used to address individual planning topics while keeping each subject connected to the broader financial picture.
1. Build the Financial Picture
We gather and organize relevant information about your financial life, responsibilities, and priorities.
2. Establish the Planning Sequence
We identify which questions may require earlier attention and organize the remaining topics into a practical sequence.
3. Address Topics Individually
Meetings focus on specific planning areas so each subject can receive appropriate attention.
4. Revisit Your Financial Plan
Planning conversations continue as circumstances, priorities, and available information change.
The number, timing, and subject of meetings may vary based on the client’s situation and planning relationship.
How Investments Fit Into the Process
Investments are one part of a broader financial picture. Before recommending changes, Borwick Wealth Management generally seeks to understand the purpose of the portfolio and the circumstances surrounding it.
That may include the client’s goals, time horizon, income and cash-flow needs, risk considerations, taxes, investment costs, existing assets and liabilities, family responsibilities, and business interests. We may also review how the current portfolio is structured and explain the considerations that could affect future decisions.
If no issue requires immediate attention, we generally develop an understanding of the client’s broader situation before discussing potential investment changes.
Meet Virtually or in Denver
Financial-planning meetings are available virtually or in person by appointment at the Denver office.
FAQS
- No. You can begin with the questions, changes, or financial decisions already on your mind. As the conversations progress, Borwick Wealth Management will explain which documents and information may be helpful.
- New financial-planning clients typically meet six to eight times during the first year. This allows individual planning topics to receive focused attention while remaining connected to the broader financial picture. The actual number, timing, and subject of meetings depend on the client’s circumstances, priorities, and planning relationship.
- Yes. Financial-planning meetings are available virtually or in person by appointment at the Denver office.
Begin With the Questions Already on Your Mind
You do not need to determine every planning priority before reaching out. The introductory meetings provide time to discuss what prompted your inquiry, learn about our process, and consider whether moving forward makes sense.
Looking for an existing-client meeting or tax appointment? View All Scheduling Options Here.